KOHO is a full-service spending and savings account with no hidden fees, immediate money again on the must-haves, and interest in your entire steadiness. Used by over seven-hundred,000 Canadians, the app offers you prompt and quick access to your account and higher ways to budget. With a reloadable prepaid Mastercard you'll be able to spend more simply and save while you do it – it’s the app made on your cash.

Why KOHO?

AN ACCOUNT THAT WORKS FOR YOU

With KOHO’s new subscription plans, there’s a plan to suit no matter way you prefer to spend and save your cash. With three totally different plans to choose from, together with the free Easy plan, you'll have the ability to increase your cash back, construct your credit historical past for less, or earn extra interest – no matter floats your boat.

CASH BACK THAT’S BIG

With our normal Easy account, you’ll earn 1% money back on groceries and as a lot as 10% again when you store on-line or in-store with our partners. With a Premium account, get 0.5% back on every purchase and 2% back on groceries, payments services, and food drink for just $9/month or $84/year.

FEES? NEXT, PLEASE

The common Canadian spends $159 a 12 months in financial institution charges, but at KOHO, it’s a tough NO to pointless fees. You’ll by no means be charged for e-Transfers, ATM withdrawals, or hidden fees.

BUILD YOUR CREDIT HISTORY

Whip your credit historical past into shape with Credit Building. Simply get a line of credit score, repay it on time, and voilà, you're on your method to constructing a greater credit score history and unlocking future monetary objectives.*

EARN INTEREST ON EVERYTHING

Yep, actually every thing in your spending and financial savings account! No fees, no minimum balances, no promotional rates – ever.

SPEND AND SAVE, SIMPLY

KOHO is all about ease – signing up is fast and easy, and you’ll be issued a virtual card as quickly as you do, so you can get spending straight away. You can use the app to pay payments, ship Interac e-Transfers, set financial savings objectives, and chat to the KOHO staff should you ever have a burning query or suggestions.

REFER A FRIEND AND EARN

Know somebody who’d love KOHO? When you refer a friend, you’ll get $20 and they’ll get $20, simply as a little something to say thanks!

PEACE OF MIND FOR YOUR MONEY

When it comes to safety – KOHO’s obtained you. Our partnership with Mastercard means your money is held securely. You also can lock your card in-app if you have to, and you’re all the time protected against unauthorized use beneath a Zero Liability coverage.

Featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post.

KOHO is a Fintech company, not a financial institution. KOHO companions with a selection of banks to deliver our product.

*Interest charges are per 12 months, calculated daily, paid month-to-month, and may change at any time without discover.